Financial Checkup - Know where you stand financially

Have you ever try to do a financial checkup for yourself?

I didn't either but I realized that I need to.

Below is the financial checkup that I have created for myself (and I am sharing it with you)

1. Do you have a daily budget?
2. Do you have a weekly budget?
3. Do you have a monthly budget?
4. Do you have a yearly budget?
5. Do you record all your incomes?
6. Do you record all your expenses?
7. Do you have outstanding student loans?
8. ‎Do you have outstanding car loans?
9. ‎Do you have outstanding personal loans?
10. ‎Do you have outstanding payment on your credit card?
11. ‎Do you have outstanding payment on your mortgage?
12. ‎Do you have insurance for yourself?
13. Do you have insurance for your spouse?
14. ‎Do you have insurance for your children?
15. ‎Do you have any saving?
16. ‎Do you have an emergency fund?
17. ‎Do you have an investment plan?
18. ‎Do you have a retirement plan?

Most people would here a sudden realization that they would have some problem at hand when they went through the 18 questions about. I know I have. But there is no point to feel down. At least now, you have an idea what is missing in your personal finance.

And you would have a good idea the next step you need to take, which is to get all the figures out in the open.